The TOLI Group is a life insurance design firm focusing on providing clients and their advisors with comprehensive insurance planning, annual reviews and excellent customer service. We have developed a unique process which works to ensure that life insurance assets are well managed, monitored and used to meet the goals of the trusts in which they are frequently owned. We excel not only in complex insurance design, but concentrate on making sure these dynamic vehicles are monitored as estate values and needs change.

We work closely with professional trustees and non-professional trustees to help meet their fiduciary responsibilities. We provide the grantor and the family advisory team with guidance as they decide how they want their life insurance to function inside their trust, how much risk tolerance they have in regards to their ILIT funding and what priorities they place on factors such as carrier quality ratings and product guarantees. We then work with the trustee to design life insurance coverage which meets these parameters.

Our relationship with the trustee is extensive. Life insurance can be complex and trustees appreciate having our expertise. We work with them through the design and underwriting process. We provide them with yearly analysis of the policies, reminders of Crummey letters and make their fiduciary duties easier to meet.

Our many years of experience in the life insurance industry give us the level of understanding necessary to provide creative, in-depth and solid advice to our clients and their advisors.
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866.998.TOLI(8654) toll free, 866.240.7557 fax